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For detailed information on all insurance benefits, please visit the State Benefit Choice website. Click on “State Employee Insurance and Benefit Programs”.
The State of Illinois provides each eligible employee, at no cost, one unit of term insurance, a unit equaling the employee's base annual salary. The employee may elect additional coverage of up to 8 units of term life and up to 4 units of accidental death and dismemberment insurance. State term life insurance includes a provision allowing payment of up to half the policy's face value to a terminally ill employee whose life expectancy is 6 months or less. Spouse coverage of up to $10,000 and dependent child coverage of $10,000 is also available. The optional employee life insurance is portable upon termination of employment.
Optional Life Insurance Benefits
University employees may also purchase university-sponsored term life insurance in units of $5,000, up to five times the employee's annual salary or $200,000, whichever is less. Also available is spouse coverage up to $200,000 (but not to exceed the amount purchased for the employee), child coverage up to $10,000, and individual or full family accidental death and dismemberment insurance.
Vision Care Benefit is provided free to all eligible employees. The Plan is administered by EyeMed Vision Care and provides a benefit for vision examinations, spectacle lenses, frames and contact lenses with co-payments when services are provided by EyeMed member doctors. There is no premium cost to the employee or dependents covered under the group health plan. The plan also covers retirees, annuitants and survivors.